A couple we worked with years ago had done almost everything right.
They’d moved to Florida, updated their trust, refreshed their powers of attorney, and added new provisions for their kids.

But they never took the final step — funding.

Their house was still titled in their individual names.
Their accounts were never retitled to the trust.
Their plan looked perfect on paper… until life put it to the test.

When the husband passed away, his wife still had to go through probate.
She was shocked — and understandably frustrated.

The plan was great — the follow-through wasn’t.

Estate planning isn’t just about paperwork.
It’s about making sure those papers actually work when your family needs them.

Afterward, we helped her fully align everything:

• The home was transferred into the trust.

• The accounts were properly titled.

• Every asset was reviewed and connected.

Now, her plan is more than words on paper — it’s working protection.

The lesson?
Updating your plan isn’t enough. You have to fund it.

Because when your documents and your details don’t match, your family pays the price.